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Texas MEPD · 2026 thresholds

No Texas senior should lose Medicaid over a paperwork mistake.

Texas Silver Guard walks families and long-term care facilities through the Medicaid application — the same Form H1200 the state asks for — in plain English, with built-in safeguards against the most common denials.

Start the eligibility check For facilities & caregivers

Free · No account required · Your answers stay on this device

2026 Texas thresholds
Monthly income cap (individual)
$2,982
Countable assets (individual)
$2,000
Community spouse allowance
$162,660
Home equity exemption
$752,000
Look-back period
60 months

If income is even $1 over the cap, applications are denied without a Qualified Income Trust (Miller Trust). We’ll flag this automatically.

Built for the moments that matter

Whether you’re a daughter helping a parent or an admissions coordinator at a nursing facility, the workflow is the same: gather, verify, protect, submit.

Smart eligibility logic

2026 Texas thresholds for income, assets, and home equity — with automatic Miller Trust and spousal-impoverishment alerts.

Run the check

Document vault & checklist

The exact documents Texas HHSC asks for. We tell you which page of which statement matters, so nothing gets rejected.

See checklist

Asset & spend-down guide

Legal, attorney-free strategies: intent-to-return, irrevocable burial contracts, vehicle exemptions, RMD payout status.

Plan spend-down
How it works

From kitchen-table conversation to ready-to-submit application.

The whole flow mirrors Form H1200, but in language anyone can answer. We translate your answers back into the structure HHSC expects.

  1. 1

    The smart interview

    A conversational intake replaces the 20-page PDF. Voice-friendly. Bilingual-ready.

  2. 2

    Document & OCR vault

    Scan bank statements, IDs, award letters, and life insurance pages. We flag what's missing.

  3. 3

    Safeguard scan

    Intent-to-return, spousal allowance, burial contracts, vehicle exemption — applied automatically.

  4. 4

    Submission readiness

    A 0–100% score. You can't submit until you're ready, so HHSC can't deny you on a technicality.

“The most common reason for a Texas Medicaid denial isn’t the lack of need — it’s a missing page on a bank statement.”

Why this app exists

Start the eligibility check in 10 minutes.

Ten plain-English questions. We tell you, today, whether your loved one qualifies — and exactly what to do next if they don’t.

Begin check Learn about Miller Trusts